Exciting new developments coming to Upper Market St. in S.F. including condos, a Whole Foods & rentals

Curious about these projects?  Please get in touch.   Thank you Zephyr for creating this map!   Posted by: Cheryl Bower, Realtor CRS, GRI, ABR, ePro Certified Residential Specialist, Graduate Realtor Institute, Accredited Buyer’s Rep Cell/Text: … [Read more...]

Welcome to your new kitchen…organized

This week the All Things Home Organizing™  team had the pleasure of unpacking and organizing a family of five in their new Marin home.  In fact, it’s the first home they own, so it was a very special opportunity to be a part of the moving fun. Yes, moving is chaotic and sometimes stressful. … [Read more...]

Purchasing or selling a home in an unincorporated area of San Mateo County? Handy area map

I'm working with buyers who are looking at buying property in unincorporated coastal San Mateo County & recently came across this handy map which shows all unincorporated areas of San Mateo County. One key difference with unincorporated areas is that services such as police & fire are … [Read more...]

Using a Reverse Mortgage to BUY a home

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com   Thank you Judy for the great information.   If you'd like to explore if a reverse mortgage is right for you or your parent/s please get in touch … [Read more...]

Reverse Mortgages: what are the steps?

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you'd like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or … [Read more...]

Reverse Mortgages: How they work

    The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you'd like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me … [Read more...]

Is An FHA Mortgage Better Than A Conforming One?

The FHA is insuring a greater percentage of loans than during any time in recent history. In 2006, it insured roughly 5 percent of the purchase mortgage market. Today, it insures one-quarter. ”Going FHA” is more common than ever before — but is it better? The answer — like most things … [Read more...]

What Is Annual Percentage Rate (APR)?

More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents. A loan’s APR is printed in the top-left corner of the Federal Truth-In-Lending Disclosure, as shown above. … [Read more...]

What To Know Before You Move To A New Neighborhood

As home buyers , we tend to research homes a lot. We look at square footage; at upgrades; at landscaping; at community statistics; and, at every other “number” on which we can get our hands. But those are just statistics. What about the home’s “feel”? In this 5-minute piece from … [Read more...]

Market Update: San Francisco Home Sales Continue Toward Recovery

San Francisco Home Sales Continue Toward Recovery     Curious about how our San Francisco market is doing?    The latest city wide market update is below as provided by the S.F. Association of Realtors.  Twelve weeks of Zephyr Real Estate sales data is below as well.  Our … [Read more...]

Market dynamics district 4, S.F. CA

Market dynamics district 4, S.F. CA   Full pdf report to download; district 4 S.F. A balanced market is considered 6 months of inventory. Less then 6 months = seller's market more than 6 months = buyer's market As of April 2011 there was 1.6 months of inventory   … [Read more...]

The Difference between pre-approval and pre-qualification

For many new homebuyers, the terms pre-qualification and pre-approval seem interchangeable. But they are not — and the distinction is an important one. When you get pre-qualified, I perform a quick check to determine generally how large a home loan you can afford. Essentially, when a buyer is … [Read more...]

How To Screen For A Good Home Contractor

Thank you Michael for the post! In addition to the tips below you can also contact your favorite Realtor, hint, hint ;-) for recommendations to contractors.  As a 20+ year home renovator & having purchased a handful of fixers I've compiled a list of my favorite, most reliable painters, … [Read more...]

How Does Your Real Estate Tax Bill Compare To Other Parts Of The Country?

Mortgage rates may be a function of free markets, but real estate taxes are a function of government. And, depending on where you live, your annual real estate tax bill could be high, low, or practically non-existent. Compiling data from the 2009 American Community Survey, the Tax Foundation, a … [Read more...]

Moving to the S.F. Bay Area with a dog or cat? Tips on how to make your rental app stand out for a pet-friendly rental

Moving to the S.F. Bay Area with a dog or cat?  Tips on how to make your rental app stand out for a pet-friendly rental   Planning a move to San Francisco or surrounding regions & you have a dog?  Here are a few tips to help your rental application stand out from your competition. … [Read more...]

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