Welcome to your new kitchen…organized

This week the All Things Home Organizing™  team had the pleasure of unpacking and organizing a family of five in their new Marin home.  In fact, it’s the first home they own, so it was a very special opportunity to be a part of the moving fun. Yes, moving is chaotic and sometimes stressful.  Especially [...]

Purchasing or selling a home in an unincorporated area of San Mateo County? Handy area map

Map of unincorporated areas of San Mateo County

I’m working with buyers who are looking at buying property in unincorporated coastal San Mateo County & recently came across this handy map which shows all unincorporated areas of San Mateo County. One key difference with unincorporated areas is that services such as police & fire are provided by the county. Here’s a blog for [...]

Using a Reverse Mortgage to BUY a home

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com   Thank you Judy for the great information.   If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.     Using a Reverse Mortgage to BUY [...]

Reverse Mortgages: what are the steps?

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages: what are the steps?   While there [...]

Reverse Mortgages: How they work

    The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages:  How they work     [...]

Is An FHA Mortgage Better Than A Conforming One?

The FHA is insuring a greater percentage of loans than during any time in recent history. In 2006, it insured roughly 5 percent of the purchase mortgage market. Today, it insures one-quarter. “Going FHA” is more common than ever before — but is it better?

Related posts:

  1. 2011 Conforming Loan Limits : No Change From 2010
  2. Why Now’s A Good Time To Consider An Adjustable Rate Mortgage
  3. Mortgage Rates Are Going Up — But Not For The Reason You’d Expect

What Is Annual Percentage Rate (APR)?

More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.

Related posts:

  1. Simple Real Estate Definitions: Discount Points
  2. Conforming Loan Costs Are Rising, Says Freddie Mac
  3. Like The Fed Funds Rate, The Fed’s Discount Rate Does Not Control Mortgage Rates

What To Know Before You Move To A New Neighborhood

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In this 5-minute piece from NBC’s The Today Show, you’ll learn a dozen complementary home-shopping techniques to help you review and evaluate a home for purchase. Each is focused on findings you won’t see listed on a website.

Related posts:

  1. Monthly Reiteration: Real Estate Is Not A National News Story
  2. All Real Estate Is Local, Or Why National News Programs Are Misleading
  3. The Half-Truth Of The Headline “1 In 8 U.S. Homes Are Late Paying Or In Foreclosure”

Market Update: San Francisco Home Sales Continue Toward Recovery

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San Francisco Home Sales Continue Toward Recovery     Curious about how our San Francisco market is doing?    The latest city wide market update is below as provided by the S.F. Association of Realtors.  Twelve weeks of Zephyr Real Estate sales data is below as well.  Our clients are dealing with multiple offers with some [...]

Market dynamics district 4, S.F. CA

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Market dynamics district 4, S.F. CA   Full pdf report to download; district 4 S.F. A balanced market is considered 6 months of inventory. Less then 6 months = seller’s market more than 6 months = buyer’s market As of April 2011 there was 1.6 months of inventory   Posted by: Cheryl Bower, Realtor CRS, [...]

The Difference between pre-approval and pre-qualification

For many new homebuyers, the terms pre-qualification and pre-approval seem interchangeable. But they are not — and the distinction is an important one.

When you get pre-qualified, I perform a quick check to determine generally how large a home loan you can afford. Essentially, when a buyer is pre-qualified, the lender is saying it would most [...]

Related posts:

  1. It’s Time To Re-Approve Your Pre-Approval
  2. Why is pre-approval important? Do I have to go back to the same lender that originally approved me?
  3. 6 Things To Avoid While Waiting For A Mortgage Approval

How To Screen For A Good Home Contractor

In this 4-minute piece from NBC’s The Today Show, you learn tips for picking a good home contractor. The advice is mostly common sense, but definitely worth heeding.

Related posts:

  1. FHA Streamline Refi Changes : No Income, No Job Required
  2. Appraisals are as much art as science
  3. The Most Common Defects That Prevent a Home from Passing a Home Inspection.

How Does Your Real Estate Tax Bill Compare To Other Parts Of The Country?

Compiling data from the 2009 American Community Survey, the Tax Foundation, a non-partisan educational organization in Washington D.C., published property taxes paid by owner-occupied households, county-by-county.

Related posts:

  1. Fight Your Real Estate Property Tax Bill Without A Lawyer
  2. How Does Your Work Commute Compare To Other Cities?
  3. Real Estate: What is it for?

Moving to the S.F. Bay Area with a dog or cat? Tips on how to make your rental app stand out for a pet-friendly rental

Moving to the S.F. Bay Area with a dog or cat?  Tips on how to make your rental app stand out for a pet-friendly rental   Planning a move to San Francisco or surrounding regions & you have a dog?  Here are a few tips to help your rental application stand out from your competition. [...]

Buying a Short Sale — The Need for Speed

Short sales offer not just a lifeline to homeowners in over their heads, but an opportunity for homebuyers seeking an amazing deal. Better yet, thanks to new regulations, the once lengthy process has recently become considerably more streamlined.

In a short sale, a homeowner that cannot afford to pay the mortgage and the lender that loaned [...]

Related posts:

  1. Simple Real Estate Definitions : Short Sale
  2. What You Should Know About Making an Offer on a Short Sale
  3. How “Repair Credits” To The Buyer Can Sabotage Your Home Sale

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