Banks Start To Loosen Up In Underwriting

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.

Related posts:

  1. Mortgage Guidelines Start To Loosen At The Country’s Biggest Banks
  2. Mortgage Guidelines Starting To Loosen?
  3. Banks Resume Tightening Mortgage Guidelines

Top Pick: 4 unit Noe Valley rental property for sale viewed by S.F. listing & buyers agent

Top Pick: 4 unit Noe Valley rental property for sale in San Francisco   This beauty of a building was my favorite pick of the day from Tuesday’s brokers tour.  It quickly went into contract after 6 days on market with multiple offers. Please get in touch if you’d like to learn more about our [...]

Foreclosure Filings Fall To 49-Month Low especially in California, Nevada, Michigan and Arizona

Foreclosure filings are fewer these days, according to foreclosure-tracking firm RealtyTrac.

Related posts:

  1. Foreclosure Filings Fall To 40-Month Low
  2. For The 9th Straight Month, Foreclosure Filings Fall
  3. Annual Foreclosure Filings Down For 11th Straight Month

Using a Reverse Mortgage to BUY a home

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com   Thank you Judy for the great information.   If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.     Using a Reverse Mortgage to BUY [...]

Reverse Mortgages: what are the steps?

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages: what are the steps?   While there [...]

Reverse Mortgages: How they work

    The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages:  How they work     [...]

Is An FHA Mortgage Better Than A Conforming One?

The FHA is insuring a greater percentage of loans than during any time in recent history. In 2006, it insured roughly 5 percent of the purchase mortgage market. Today, it insures one-quarter. “Going FHA” is more common than ever before — but is it better?

Related posts:

  1. 2011 Conforming Loan Limits : No Change From 2010
  2. Why Now’s A Good Time To Consider An Adjustable Rate Mortgage
  3. Mortgage Rates Are Going Up — But Not For The Reason You’d Expect

What Is Annual Percentage Rate (APR)?

More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.

Related posts:

  1. Simple Real Estate Definitions: Discount Points
  2. Conforming Loan Costs Are Rising, Says Freddie Mac
  3. Like The Fed Funds Rate, The Fed’s Discount Rate Does Not Control Mortgage Rates

Market Update: San Francisco Home Sales Continue Toward Recovery

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San Francisco Home Sales Continue Toward Recovery     Curious about how our San Francisco market is doing?    The latest city wide market update is below as provided by the S.F. Association of Realtors.  Twelve weeks of Zephyr Real Estate sales data is below as well.  Our clients are dealing with multiple offers with some [...]

Market dynamics district 4, S.F. CA

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Market dynamics district 4, S.F. CA   Full pdf report to download; district 4 S.F. A balanced market is considered 6 months of inventory. Less then 6 months = seller’s market more than 6 months = buyer’s market As of April 2011 there was 1.6 months of inventory   Posted by: Cheryl Bower, Realtor CRS, [...]

Foreclosures And Short Sales Distorting “Home Price Trackers”

The Federal Home Finance Agency data had home values down 1.6 percent nationwide in February, on average, marking the fourth straight month in which prices fell.

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  1. Home Price Index Rises 0.3% in March 2010
  2. The Home Price Index Shows Home Values Lower Broadly, But Not Specifically
  3. New Home Sales Fall To All-Time, Recorded Low. Maybe.

Get Your Applications In : FHA Mortgage Insurance Premiums Rising 0.25 Percent April 18, 2011

Beginning with FHA Case Numbers assigned April 18, 2011, mortgage insurance premiums will be higher by 25 basis points per year, or 0.25%.

Related posts:

  1. FHA : Monthly Mortgage Insurance Premiums To Rise April 18, 2011
  2. FHA Mortgage Insurance Premiums Approved To Triple In Cost
  3. Higher (And Lower) FHA Mortgage Insurance Premiums Start October 4, 2010

Moving to the S.F. Bay Area with a dog or cat? Tips on how to make your rental app stand out for a pet-friendly rental

Moving to the S.F. Bay Area with a dog or cat?  Tips on how to make your rental app stand out for a pet-friendly rental   Planning a move to San Francisco or surrounding regions & you have a dog?  Here are a few tips to help your rental application stand out from your competition. [...]

San Francisco: Portola district home market sales activity

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San Francisco: Portola district home market sales activity     The full report for Portola district single family home sales 2010/2011 comparison can be downloaded at the link below. A few highlights include that inventory has come down quite a bit from 2010 to 3.8 months of inventory.  A balanced market is considered 6 months [...]

FHA : Monthly Mortgage Insurance Premiums To Rise April 18, 2011

Effective for all FHA case numbers assigned on, or after, April 18, 2011, annual mortgage insurance premiums (MIP) will increase 25 basis points.

Related posts:

  1. FHA Mortgage Insurance Premiums Approved To Triple In Cost
  2. Higher (And Lower) FHA Mortgage Insurance Premiums Start October 4, 2010
  3. Separating FHA Fact From Fiction : Mortgage Insurance Premiums

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