Luxury Sausalito home with City & S.F. Bay views -my happy buyers can’t wait to move!

Sausalito, CA S.F. city & bay view try-level home

City & S.F. Bay views luxury Sausalito home   Curious about what the fantastic Sausalito, CA community has to offer?  Please get in touch. San Francisco buyers relocate to beautiful Sausalito.   List Price:  $2,475,000 Negotiated sales price of:  $2,250,000   Posted by: Cheryl Bower, Realtor CRS, GRI, ABR, ePro Cell/Text: 415.999.3450 cheryl@cbower.com DRE #: 01505551 [...]

9 Ways to enjoy your home office more…by Shawn Gauthier from Houzz

As you know, home offices are a specialty of mine and I really liked this article in Houzz by Shawn Gauthier: If you work from home, you know how important your home office is to your everyday life. But, just like any office space, at home or elsewhere, it’s easy to let important aspects like [...]

Welcome to your new kitchen…organized

This week the All Things Home Organizing™  team had the pleasure of unpacking and organizing a family of five in their new Marin home.  In fact, it’s the first home they own, so it was a very special opportunity to be a part of the moving fun. Yes, moving is chaotic and sometimes stressful.  Especially [...]

Bernal Heights, S.F. Fixer: Represented first time buyer

Bernal fixer

Bernal Heights, S.F. Fixer-SOLD-Represented buyer   Posted by: Cheryl Bower, Realtor CRS, GRI, ABR, ePro Cell/Text: 415.999.3450 cheryl@cbower.com DRE #: 01505551 Zephyr Real Estate San Francisco San Mateo Bay Area listing agent & buyers agent Join Me on  LinkedIn  Facebook  Flickr  Twitter  Blog RSS  Yelp  WordPress  YouTube Chat  cherylbowersf

Banks Start To Loosen Up In Underwriting

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.

Related posts:

  1. Mortgage Guidelines Start To Loosen At The Country’s Biggest Banks
  2. Mortgage Guidelines Starting To Loosen?
  3. Banks Resume Tightening Mortgage Guidelines

Top Pick: 4 unit Noe Valley rental property for sale viewed by S.F. listing & buyers agent

Top Pick: 4 unit Noe Valley rental property for sale in San Francisco   This beauty of a building was my favorite pick of the day from Tuesday’s brokers tour.  It quickly went into contract after 6 days on market with multiple offers. Please get in touch if you’d like to learn more about our [...]

Foreclosure Filings Fall To 49-Month Low especially in California, Nevada, Michigan and Arizona

Foreclosure filings are fewer these days, according to foreclosure-tracking firm RealtyTrac.

Related posts:

  1. Foreclosure Filings Fall To 40-Month Low
  2. For The 9th Straight Month, Foreclosure Filings Fall
  3. Annual Foreclosure Filings Down For 11th Straight Month

Noe Valley 2 unit rental property REO/Bank owned-SOLD

Noe Valley 2 unit REO/bank owned rental property

Noe Valley 2 unit rental property REO/Bank owned-SOLD $760,000   Very excited for my first time buyer who just purchased a great Noe Valley investment property with amazing city & East Bay/Mt. Diablo views.  Great upside potential in spite of San Francisco’s restrictive rent control rules. My client also worked through the 203k FHA rehab [...]

Holiday decorating…advice from a decorator

My friend, interior designer Toni Berry, has written this great article on winter decorating… When the days are short make your rooms long on comfort and style.  Look to create rooms that drive out the chill. And if you haven’t finished decorating your home for the Holidays yet, here’s a few of my warm and cozy [...]

S.F. Rentals: 2-3br Pet-friendly Noe Valley- RENTED12/15/11

Noe Valley Dog Friendly Rental Pet friendly, renovated 2-3br Noe Valley rental $3,400 |  Elizabeth St.  S.F., CA Spacious, eat-in modern kitchen Formal dining room Dual paned windows throughout most of space Wood floors Custom paint palette Private patio washer/dryer in laundry room ($15/mo) Easy street parking Quick walk to 24th St. shops & restaurants Welcome home [...]

Smaller Green Homes for the 21st Century

Golden Gate Bridge

Upcoming Event: Smaller Green Homes for the 21st Centurypresented by Designer Jean Cary and Contractor Paul Melish
Wed Nov. 16th from 5:30 pm – 7:30 pm11 Grove Street
San Francisco CA 94102 |
Admission:  $15Sponsored by Build It Green …

Repurposing furniture…

home_buyers_button

Last month, I met a new east bay client for a “home organizing assessment“.  An assessment gives me the opportunity to uncover those areas of the home that are not working as they should. One of her frustrations was the front door entry way.  Everyone walks in the front door, drops their backpacks, brief cases, keys, [...]

Purchasing or selling a home in an unincorporated area of San Mateo County? Handy area map

Map of unincorporated areas of San Mateo County

I’m working with buyers who are looking at buying property in unincorporated coastal San Mateo County & recently came across this handy map which shows all unincorporated areas of San Mateo County. One key difference with unincorporated areas is that services such as police & fire are provided by the county. Here’s a blog for [...]

Using a Reverse Mortgage to BUY a home

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com   Thank you Judy for the great information.   If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.     Using a Reverse Mortgage to BUY [...]

Reverse Mortgages: what are the steps?

  The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages: what are the steps?   While there [...]

Reverse Mortgages: How they work

    The following has been provided by Judy Schwartz, an expert on reverse mortgages:  http://www.reversemortgagesonly.com Thank you Judy for the great information. If you’d like to explore if a reverse mortgage is right for you or your parent/s please get in touch with me &/or Judy.   Reverse Mortgages:  How they work     [...]

Stylish Mid-Century Delight! 3br/2ba home for sale – 219 Del Prado Dr. Daly City, CA

Stylish Mid-Century Delight!  219 Del Prado Dr. Daly City, CA Stylish Mid-Century home that has been well maintained & loved by the same owners for over 35 years. Freshly painted interior, refinished wood floors, dual paned windows, bay views, private garden & large bonus room down. Wonderful community with easy access to 280, shopping center, [...]

S.F.: 2 unit Noe Valley rental property- SOLD

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San Francisco two unit Noe Valley rental property- SOLD $1,050,00   I represented first time rental property investors who wanted to diversify their investment portfolio with San Francisco rental property. Next up I’ll be helping my investors get up to speed on the basics of land lording, property management & leasing, drawing upon my 13+ [...]

Is An FHA Mortgage Better Than A Conforming One?

The FHA is insuring a greater percentage of loans than during any time in recent history. In 2006, it insured roughly 5 percent of the purchase mortgage market. Today, it insures one-quarter. “Going FHA” is more common than ever before — but is it better?

Related posts:

  1. 2011 Conforming Loan Limits : No Change From 2010
  2. Why Now’s A Good Time To Consider An Adjustable Rate Mortgage
  3. Mortgage Rates Are Going Up — But Not For The Reason You’d Expect

What Is Annual Percentage Rate (APR)?

More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.

Related posts:

  1. Simple Real Estate Definitions: Discount Points
  2. Conforming Loan Costs Are Rising, Says Freddie Mac
  3. Like The Fed Funds Rate, The Fed’s Discount Rate Does Not Control Mortgage Rates

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