Thinking about making a purchase but not quite sure where to start?  Feel free to contact me if you have questions about the  process or would like to schedule a consultation.

If you’d like to do your own initial research on the purchase process, you can start by going to the following posts/videos:

Key Questions to ask Realtors you are interviewing

Buyers that Cheryl has helped

The importance of meeting neighbors when you are in contract on a property

How is your service professional keeping your private information confidential & protected?

Buying a short sale property

Credit score primer: What buyers need to know to get a loan

Why hiring a mortgage broker vs. working with a direct lender makes sense in today’s market

Finance options for first time buyers including FHA loans which require as little as 3.5% down (video)

Recognizing the bottom of the market (video)

Details of the March 2010 California Tax Credit for New Home / First-Time Buyers

Can I get a jumbo loan? (video)

The appaiser’s role (video)

Green Homes (Video)

Value of Green Homes (video)

A few tips when hiring a moving company

Moving Checklist

Basic steps with the offer process

What should I expect from my insurance agent/agency when I buy a new home?

The Paperless Real Estate Transaction is Possible

If you’d like to receive S.F. listings or Peninsula listings by email please contact me & I’ll create a search based on your criteria. This will save you time in not having to manually search the MLS (Multiple Listings Service) each day for new listings.



Cheryl Bower, Realtor, CRS, GRI, ABR, ePro
Certified Residential Specialist, Graduate Realtor Institute, Accredited Buyer’s Rep

San Francisco/San Mateo County listing agent & buyers agent

215 West Portal Avenue
San Francisco CA 94127
United States

Zephyr Real Estate


Map Location

Cell/Text: 415-999-3450
Secure EFax: 415-277-3957

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Areas served:

Helping clients with their home/condo/multi-unit real estate purchase or sale throughout San Francisco including the following neighborhoods:

Noe Valley

Pacific Heights




West Portal

Ingleside Heights

South Beach


Bayview Heights

Mission Bay

Hayes Valley

Glen Park

Bernal Heights


Potrero Hill

San Mateo County communities including:


San Mateo

Daly City

San Carlos

Half Moon Bay


San Bruno

South San Francisco

Redwood City

Posted by:

Cheryl Bower, Realtor CRS, GRI, ABR
Cell 415.999.3450

DRE #: 01505551
Zephyr Real Estate

Chat Skype: cherylbowersf
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